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View the latest blog posts from TEC Insurance LLC.

Going without a health plan is bad for your personal and financial health. Lack of health insurance increases an individual's risk of dying prematurely and being unable to pay for housing or food due to medical bills. The federal health care overhaul aims to drastically reduce the number of Americans who don't have insurance. READ MORE >>

Yes, your insurance should pay for the repairs. But expect to be grilled about the claim -- and don't take it personally. Auto insurance companies will pay for the repairs of a recovered stolen vehicle, minus your deductible, if you have comprehensive coverage on your policy -- no matter if the thief is found or not. READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

Why Do This? Even if you’ve taken precautions to prevent frozen pipes, it can still happen during single-digit nights. Frozen pipes can lead to expensive water damage, so you want to thaw them as soon as possible. However, hiring a plumber to do this for you can cost $200 or more, so you can save a lot of money by getting it done yourself! READ MORE >>

WHY DO THIS? As fall temperatures turn into winter chills, the pipes in your house run the risk of freezing and breaking. This can cause serious water damage (which quickly turns into major wallet damage). In fact, frozen or broken water pipes are second only to hurricanes in terms of the number of homes they damage in the U. READ MORE >>

Do your plans for 2014 include a new home? If you’re thinking about signing on the dotted line for a new mortgage this year, it’s important to understand the new federal regulations that go into effect on January 10. READ MORE >>

A winterized house and a heavy blanket will keep you comfortable during a chilly night, but nothing delivers that toasty, warm-to-the-bone feeling quite like a space heater (except maybe a roaring fireplace). If you’re going to break out a space heater or two this season, take a minute to brush up on these dos and don’ts. READ MORE >>

Your house doesn’t need as much attention as a pet or a child, but it does need some consideration before it’s left alone for an extended period of time. By crossing off a few quick tasks, you can make sure your house is protected against damage, burglary and bad smells while you’re out of town. READ MORE >>

Millions of Americans are walking away from billions of dollars in savings every year. How? By not refinancing. While the refinance fad has faded since interest rates began rising this fall, millions of Americans still stand to benefit from a refinance. Quicken Loans estimates that at least 1. READ MORE >>

You probably wouldn't hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? READ MORE >>

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